Charleston, South Carolina

INVESTOR
RELATIONS

Performance Ratios (%) BKSC Peer Median Peer Average
ROAA 1.66 0.70 0.50
ROAE NA 8.42 6.06
Net Interest Margin NA 3.59 3.49
Efficiency Ratio NA 77.26 94.70
Loans / Deposits NA 75.57 83.82
Asset Quality Ratios (%)
NPAs / Assets NA 1.46 2.14
NCOs / Avg Loans NA (0.02) 0.27
Reserves / Loans NA 1.36 1.39
Reserves / NPAs NA 58.75 67.07
Capital Ratios (%)
Tier 1 Capital 15.23 15.02 15.10
Tangible Equity / Tangible Assets NA 9.21 9.17
Total Equity / Total Assets NA 9.77 9.87
Market Ratios
Price / Earnings (x) 14.12 14.86 14.86
Price / Book (%) NA 121.22 121.22
Dividend Yield (%) 3.46 0.00 0.33
Data for trailing four quarters

Bank of South Carolina Corporation's peer group consists of the following: , Cornerstone Bancorp, First Community Corporation (FCCO), First Reliance Bancshares, Inc. (FSRL), First South Bancorp, Inc., Greer Bancshares Incorporated, HCSB Financial Corporation, Independence Bancshares, Inc., Southcoast Financial Corporation

Bank of South Carolina Corporation's financial data is as of 12/31/2019.

Peer financial data is as of 12/31/2019 except for these companies:

First South Bancorp, Inc.'s financial data is as of 12/31/2018.
Southcoast Financial Corporation's financial data is as of 3/31/2016.
Cornerstone Bancorp's financial data is as of 6/30/2017.
HCSB Financial Corporation's financial data is as of 3/31/2017.
Greer Bancshares Incorporated's financial data is as of 12/31/2016.
Independence Bancshares, Inc.'s financial data is as of 9/30/2017.