Investor Relations


Investor Toolkit


Investor Search

Entire IR Site
Press Releases Only
Filings Only
  
Financial Highlights
Select Period: Financial Charting
 2016 FY2015 FY2014 FY2013 FY2012 FY
Period Ended12/31/201612/31/201512/31/201412/31/201312/31/2012
Balance Sheet ($000)   
Total Assets413,950399,173367,226340,894325,411
Total Net Loans261,111245,025238,108219,767232,176
Total Deposits372,523358,719322,419305,243291,074
Equity Attributable to Parent Company40,61339,15236,76034,73933,930
Total Equity40,61339,15236,76034,73933,930
Profitability (%)   
Net Income ($000) 5,2474,8844,3994,0773,667
Net Income Attributable to Parent ($000) 5,2474,8844,3994,0773,667
ROAA1.281.291.231.231.16
Core ROAA1.221.211.171.231.16
ROAE12.6512.6412.1211.7210.97
ROATCE12.6512.6412.1211.7210.97
Core ROAE12.0511.9311.5611.7210.97
Net Interest Margin3.713.723.703.793.86
Reported: Net Interest Margin3.713.723.703.793.86
Efficiency Ratio58.9557.7959.5358.7860.84
Noninterest Inc / Operating Rev14.2615.9614.8316.8316.34
Balance Sheet Ratios (%)   
Loans / Deposits69.9567.6472.6171.5274.60
Securities / Assets28.9830.0631.0427.7617.98
Total Equity / Total Assets9.819.8110.0110.1910.43
Tangible Equity / Tangible Assets9.819.8110.0110.1910.43
Tang Common Equity / Tang Assets9.819.8110.0110.1910.43
Asset Quality (%)   
NPAs / Assets0.640.790.370.811.72
NPA Excl Restructured / Assets0.550.670.240.461.23
NPAs & 90+ PD / Assets0.670.790.710.811.72
NPAs / Loans & REO1.001.260.561.242.38
Nonaccrual & 90+ & OREO / Assets0.580.670.590.461.23
NPAs & 90+ PD / Loans & REO1.041.261.091.242.38
NPA & Loans 90+ / Tangible Common Equity + LLR6.227.386.547.2915.02
NCOs / Avg Loans0.050.050.020.150.01
Loan Loss Reserves / Gross Loans1.451.381.381.481.46
Reserves / NPAs145.80108.85247.22118.7661.17
Loan Loss Provision / NCO419.12175.45207.5059.77NM
Capital Adequacy  ()  
Tier 1 Common Capital (CET1) ($000) 41,22038,15935,51733,78331,730
Tier 1 Capital ($000) 41,22038,15935,51733,78331,730
Tier 2 Capital ($000) 3,6303,338NANANA
Total Capital ($000) 44,85041,49738,75236,93234,912
Total Risk-weighted Assets ($000) 290,077267,033258,674251,755254,285
Tier 1 Common Capital (CET1) Ratio (%) 14.2114.2913.7313.4212.48
Tier 1 Ratio (%) 14.2114.2913.7313.4212.48
Total Capital Ratio (%) 15.4615.5414.9814.6713.73
Liquidity Coverage Ratio (%) NANANANANA
Leverage Ratio (%) 9.859.639.449.8110.14
Supplementary Leverage Ratio (%) NANANANANA
Per Share Information ($)   
Common Shares Outstanding (actual) 4,956,1394,916,6004,907,5274,904,7774,890,863
Avg Diluted Shares (actual) 5,054,1145,067,0855,032,2114,906,2344,890,310
Basic Book Value per Share8.197.967.497.086.94
As-reported Book Value per Share8.197.967.497.086.94
Basic Tangible Book Value per Share8.197.967.497.086.94
Reported: Tangible Book Value8.197.967.497.086.94
Common Dividends Declared per Share0.540.500.560.450.41
EPS after Extra1.040.960.870.830.75
EPS after Extra Growth (%) 8.3010.305.2011.0013.90
Core EPS0.990.910.830.830.75
Core EPS Growth (%) 9.409.100.3011.0016.90
Diluted EPS before Amortization1.040.960.870.830.75
Pre-Provision Earnings per Share0.920.890.790.810.74
Loading ... ... Please wait loading

Copyright 2017, © S&P Global Market Intelligence  Terms of Use