The investor relations site ("Site") with which this
document is associated is maintained by S&P Global
Market Intelligence ("S&P") on behalf of the
organization featured on the Site (S&P's "Client").
These Terms and Conditions of Use ("Terms of Use")
set forth the terms on which you may use the Site,
and the information and materials contained therein
(the "Contents"). By using the Site, you agree to
these Terms of Use. If you do not agree to these
Terms of Use, you are not authorized to use the Site
or Contents in any manner, and you should
immediately discontinue any use of the Site or the
Contents.
S&P and/or its Client shall have the right at any
time to modify or discontinue any aspect of the Site
or any part of the Contents. S&P may also modify
these Terms of Use without notice. You agree to
monitor these Terms of Use, and to cease all access
or use of the Site if you no longer agree to abide
by the Terms of Use. Your continued use of the Site
shall constitute acceptance of such modification.
S&P and the Client grant to you a limited, personal
license to access the Site and to access and
download the Contents, but only for your own
personal, family and household use. You may not use,
reproduce, distribute or display any portion of the
Site for any other purpose, including without limit
any commercial purpose. You may use the Site and the
Contents for lawful purposes only. S&P and Client
reserve all rights not expressly granted, including
the right to terminate your use of the Site without
notice.
The Site contains copyrighted material, trademarks
and service marks, and other proprietary
information, including but not limited to text,
software, and graphics, which materials are owned by
S&P and/or its Client. S&P and Client reserve all
rights in the Contents. You agree not to reproduce,
distribute, sell, broadcast, publish, retransmit,
disseminate, circulate or commercially exploit the
Site or the Contents without the express written
consent of S&P and the Client.
You agree to access the Contents and the Site
manually, by request, and not automatically, through
the use of a program, or other means. You agree not
to take any action, alone or with others, that would
interfere with the operation of the Site, to alter
the Site in any way, or to impede others' access to
and freedom to enjoy and use the Site as made
available by S&P and S&P’s Client.
THE SITE AND THE CONTENTS ARE PROVIDED ON AN "AS IS"
BASIS. S&P, ITS CLIENT, AND ANY OTHER PROVIDERS OF
THE INFORMATION EXPRESSLY DISCLAIM ALL WARRANTIES OF
ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT
LIMITATION ANY WARRANTY OF ACCURACY,
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE,
OR NON-INFRINGEMENT.
NEITHER, S&P, THE CLIENT NOR EITHER OF THEIR
AFFILIATES, SHAREHOLDERS, OFFICERS, EMPLOYEES,
AGENTS OR REPRESENTATIVES SHALL BE LIABLE FOR ANY
INDIRECT, INCIDENTAL, EXEMPLARY , PUNITIVE SPECIAL
OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING
TO THE SITE, THE USE OF OR INABILITY TO USE THE
SITE, OR THE CONTENTS, EVEN IF SUCH PARTY HAS BEEN
ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN
PARTICULAR, S&P WILL NOT BE LIABLE FOR ANY LOSS OR
DAMAGE CAUSED BY YOUR RELIANCE ON INFORMATION
OBTAINED THROUGH THE SITE.
It is your responsibility to evaluate the accuracy,
completeness or usefulness of any of the Contents
available on the Site. Please seek the advice of
professionals regarding the evaluation of any of the
information on the Site.
The Site does not represent an offer or solicitation
with respect to the purchase or sale of any
security.
These Terms of Use are the entire agreement between
the parties with respect to its subject matter, and
it can be amended only via written agreement by S&P.
These terms and conditions shall be governed by the
law of New York, without regard to principals of
conflicts or choice of laws.