The Bank of South Carolina is a state-chartered financial institution with depository accounts insured by the FDIC. The Bank was organized on October 23, 1986, and opened its first office on February 26, 1987. It is a wholly owned subsidiary of Bank of South Carolina Corporation, established on April 17, 1995.

From its founding, the Bank has been guided by a philosophy centered on personal service, lasting customer relationships, responsiveness, and attention to detail. Its mission has always been to serve the Berkeley, Dorchester, and Charleston communities as an independent community bank focused on individuals and small to mid-sized businesses seeking a higher level of service.

Over the years, the Bank has expanded thoughtfully to meet the needs of its growing customer base. In 1993, it opened a community banking office in Summerville, staffed with local professionals. The following year, the Bank established a Mortgage Origination Department to better serve customers’ home financing needs. In May 1996, a new office opened in Mt. Pleasant, followed by a West Ashley location in March 1998. The Bank continued its growth with the opening of a North Charleston office in November 2019 and, most recently, its sixth location on James Island in June 2023.

As The Bank of South Carolina continues to grow, it remains committed to assessing the needs of its communities and expanding its services and locations accordingly.