A couple meeting a bank officer
Investor Relations

Peer Analysis

Peer Analysis

Performance Ratios (%) BKSC Peer Median Peer Average
ROAA 0.83 0.61 0.73
ROAE 11.95 8.68 10.51
Net Interest Margin 3.03 3.14 3.21
Efficiency Ratio 66.14 72.80 72.34
Loans/ Deposits 67.70 75.56 77.06
Asset Quality Ratios (%)
NPAs/ Assets 0.10 0.04 0.07
NCOs/ Avg Loans -0.01 0.00 0.01
Loan Loss Reserves/ Gross Loans 1.03 1.14 1.16
Reserves/ NPAs 626.77 1837.61 1810.51
Capital Ratios (%)
Tangible Equity/ Tangible Assets 7.64 6.98 6.98
Total Equity/ Total Assets 7.64 7.07 7.24
Market Ratios
Price / Earnings after Extra 12.92 12.87 12.87
Price / Book 144.45 93.25 93.25
Dividend Yield 5.48 1.67 1.67
Data for trailing four quarters
Bank of South Carolina Corporation's peer group consists of the following: Cornerstone Bancorp Inc. (CNBP), First Community Corporation (FCCO), First Reliance Bancshares, Inc. (FSRL)
Bank of South Carolina Corporation's financial data is as of 3/31/2024.
Peer financial data is as of 3/31/2024.